Coverage for Life's Transitions
Life doesn't always fit neatly into employer-sponsored coverage. Whether you're between jobs, self-employed, early retired, or simply need individual coverage, we help you navigate the options.
The individual market can be confusing—ACA plans, short-term coverage, health sharing ministries, and more. We cut through the complexity to match you with coverage that fits your health needs and budget.
Individual Health Insurance
ACA-compliant marketplace plans with comprehensive coverage. We help you understand subsidies, plan tiers, and network options to find the best value.
Family Coverage Plans
Comprehensive protection for your entire family. We analyze your family's health needs and budget to recommend optimal coverage combinations.
Short-Term Health Insurance
Bridge gaps in coverage during transitions. Ideal for those between jobs or waiting for employer coverage to begin. Typically more affordable than COBRA.
Health Sharing Plans
Alternative coverage options for those who qualify. Health sharing ministries can offer lower monthly costs for healthy individuals and families.
Supplemental Coverage
Fill gaps in your primary coverage with accident, critical illness, and hospital indemnity plans. Extra protection when you need it most.
Transition Planning
Navigate job changes smoothly with expert guidance. We help you evaluate COBRA vs. individual options and time your coverage transitions strategically.